BISP Digital Payment Transformation
The Benazir Income Support Programme (BISP) is known for being a lifeline for millions of families and households across Pakistan. Over the years, it has offered essential financial relief to those struggling with poverty, unemployment, and rising living costs. This year, with the August 2025 payments, BISP has announced a major digital transformation that will revolutionize the way payments are delivered to eligible beneficiaries.
The biggest change in this upgrade is that now, Rs. 13,500 can be received directly into mobile wallets like Easypaisa or JazzCash, making the process much more convenient and secure. This move not only improves the disbursement speed but also eliminates the need for long waits in queues and the delays that many people had to face before. Women, especially those in rural and underprivileged communities, will benefit significantly from this step towards financial inclusion and digital empowerment.
This groundbreaking step ensures a faster, safer, and more transparent process, giving beneficiaries more control over how and when they use their funds. By allowing people to collect their installments through digital wallets, BISP is leading the way in modernization and simplifying the experience for those who need it most.
Key Benefits of the BISP Digital Payment System
- Faster and more efficient payment disbursement
- Eliminates the inconvenience of long queues and waiting
- Improved security and transparency in how funds are distributed
- Direct access to Rs. 13,500 via Easypaisa or JazzCash
- Empowers women and families by giving them more control over their finances
- Supports financial inclusion, especially in rural areas
- Helps underprivileged communities by providing essential relief
BISP has truly made a positive impact with this update, allowing beneficiaries to receive their payments directly, avoiding all the issues of previous methods. This change also brings more dignity and security to the process, ensuring that women and other eligible individuals are treated with the respect they deserve.
The new system is a perfect example of how modernization can transform lives, offering a path forward where people don’t just receive financial relief, but also experience empowerment and control.
What’s New in BISP Digital Payments?
Until now, BISP beneficiaries had to rely on government campsites or designated bank agents to collect their payments, often facing long queues at payment centers. This process also brought about issues like unauthorized deductions by middlemen and limited access for women in remote areas. However, with the new reforms starting August 2025, beneficiaries will experience a more efficient and secure payment system. Rs. 13,500 will now be transferred directly to Easypaisa or JazzCash accounts, allowing beneficiaries to avoid previous hassles.
These reforms bring added benefits like instant SMS alerts from 8171 after each transfer, ensuring transparency. The secure system with biometric and CNIC verification will prevent fraud and unauthorized deductions, providing dignity and convenience for all recipients. Cash withdrawals will be easily accessible from the nearest franchises, retail shops, or ATMs. This system not only improves the overall experience but also makes accessing support safer and more transparent. These improvements offer much-needed solutions, especially for women in remote areas, making it easier for them to manage and access their support.
What Is a Digital Wallet and Why It Matters
A digital wallet functions like a bank account on your mobile phone, giving you the ability to receive money such as BISP payments, withdraw cash from agents or ATMs, and even pay bills instantly. It also enables you to shop at stores that accept digital payments and recharge mobile balance or buy data packages. With the introduction of JazzCash and EasyPaisa, these digital wallets are playing a significant role in making transactions smoother and more accessible.
JazzCash, a service by Jazz, is widely available in both rural and urban areas, while EasyPaisa, launched by Telenor, has a strong agent network that ensures people across the country can access it. Both wallets are secure, regulated by the State Bank of Pakistan, and trusted by millions of users. For BISP recipients, these wallets are not just payment tools, but also gateways to financial empowerment, providing an easy and secure way to manage funds and access essential support.
Which Apps Can Be Used for BISP Payments?
The government has partnered with two trusted digital wallet services to ensure secure and easy fund disbursement for BISP payments.
- Easypaisa (provided by Telenor Pakistan)
- Available nationwide
- Thousands of agents
- ATM withdrawal option
- JazzCash (offered by Jazz Pakistan)
- Biometric-enabled outlets
- Wide agent network
- User-friendly app
Both apps are free to download and can be activated by BISP beneficiaries using only a:
- Valid CNIC
- Registered mobile number
Who Is Eligible for Digital Payments?
This update applies specifically to women who are already registered under the BISP 8171 program. To be eligible for digital payments, you need to meet the following criteria:
- Your CNIC must show as “Eligible” on the 8171 portal.
- You must be enrolled in BISP.
- You should have an active JazzCash or Easypaisa account.
- Your CNIC and mobile number must be linked with NADRA and the wallet app.
Important: If your CNIC is not updated with NADRA or if your mobile number is not linked, your payment may be delayed.
How to Register for BISP Digital Payments?
To activate your BISP digital payments, follow these step-by-step instructions:
- Dial 8171 or visit the official portal 8171.bisp.gov.pk.
- Enter your 13-digit CNIC.
- If eligible, download Easypaisa or JazzCash from the Play Store or App Store.
- Register using your CNIC and mobile number.
- Wait for a payment confirmation SMS from 8171.
Once registered, you can withdraw cash from nearby agents, franchises, biometric-enabled outlets, or ATMs at partner banks.
Benefits of the Digital Payment System
- Full Payment Guarantee: Beneficiaries receive the entire Rs. 13,500 without any deductions or commissions.
- Quick Transfers: Payments are instantly credited into Easypaisa or JazzCash accounts with SMS alerts.
- Time-Saving: No need to stand in long queues at camps or travel to distant payment centers.
- Secure Transactions: Biometric and CNIC verification ensure safety and prevent fraud.
- 24/7 Accessibility: Payments can be checked and managed anytime through mobile wallet apps.
- Easy Withdrawals: Cash can be withdrawn from agents, franchises, or ATMs at convenience.
- Digital Tracking: Transaction history, receipts, and balance checks are available in the app.
- Women Empowerment: Provides financial independence and dignity to women, especially in rural areas.
This reform empowers women by giving them direct financial control over their support funds.
How to Receive BISP Payment via JazzCash
Confirm Registration with BISP
- Ensure your CNIC and mobile number are correctly registered.
- Update your number at the nearest BISP office if required.
Create a JazzCash Account
- Download the JazzCash app on your smartphone.
- If you don’t have a smartphone, dial *786# from your Jazz number to create a wallet.
Link Your CNIC
- BISP payments are only transferred to CNIC-linked accounts.
- Complete biometric verification if required.
Receive SMS Notification
- Once payments are released, you’ll receive a confirmation SMS.
Withdraw or Spend
- Collect cash from any JazzCash agent or ATM.
- Pay bills, buy groceries, and recharge mobile credit using the wallet.
- Example: A widow living in a small town can now withdraw her BISP payment from a JazzCash shop just two streets away instead of traveling to a city branch.
How to Receive BISP Payment via EasyPaisa
Provide Your EasyPaisa Number to BISP
- Share your EasyPaisa number during registration to link it to your EasyPaisa account.
Activate Your EasyPaisa Wallet
- Install the EasyPaisa app or register through a Telenor agent.
Verify CNIC
- CNIC verification is mandatory for BISP-linked wallets.
Receive Confirmation SMS
- You will be notified once your installment is transferred.
Withdraw or Use Funds
- Withdraw from EasyPaisa shops or ATMs.
- Pay school fees, utility bills, or shop at EasyPaisa partner outlets.
- Example: A father receiving BISP support can directly pay his child’s school fees through EasyPaisa without handling physical cash.
Challenges Beneficiaries Might Face
Like any new system, challenges may occur. Some of the common issues and their solutions include:
No mobile phone or smartphone:
- Use *USSD (786#) on a basic phone.
Wrong mobile number registered:
- Update the number at the nearest BISP office.
Forgotten wallet PIN:
- Reset the PIN through JazzCash or EasyPaisa helpline.
Limited agent availability in some villages:
- Withdraw funds via ATMs or from the nearest town’s agent.
Security Tips for Beneficiaries
To stay safe while using digital payments, consider these important tips:
- Never share your wallet PIN with anyone.
- Withdraw only from authorized JazzCash or EasyPaisa agents.
- Always check your SMS confirmation before cashing out.
- Block your wallet immediately if your phone is lost.
- Keep your CNIC updated and secure.
How Digital Wallets Improve Financial Inclusion
The introduction of JazzCash and EasyPaisa in BISP is a major step toward financial inclusion. Many poor families who never had access to banks can now:
- Save money digitally
- Build transaction history
- Access microloans and saving schemes
This system is not just about collecting cash—it’s about bringing millions of households into Pakistan’s formal financial network.
Final Thoughts
In conclusion, the BISP Digital Payment Update 2025 marks a transformative step towards financial inclusion and empowerment for millions of Pakistani families. By integrating JazzCash and EasyPaisa, BISP ensures that beneficiaries have easier, faster, and more secure access to their support funds. This upgrade not only enhances transaction security but also promotes digital financial literacy. With direct access to mobile wallets, women and other underserved communities now have greater control over their finances. Ultimately, this digital shift is an essential part of creating a more inclusive and modern financial system in Pakistan.
FAQs
What is BISP and how does the digital payment system work?
BISP (Benazir Income Support Programme) is a social welfare program in Pakistan aimed at providing financial relief to low-income families. The digital payment system allows beneficiaries to receive their payments directly into mobile wallets like JazzCash or EasyPaisa, ensuring faster, safer, and more accessible disbursement of funds.
Who is eligible for BISP digital payments?
To be eligible for digital payments, you must be registered under the BISP 8171 program, have an active JazzCash or EasyPaisa account, and ensure that your CNIC and mobile number are linked with NADRA and the respective wallet app.
How can I register for BISP digital payments?
To register, dial 8171 or visit the official portal 8171.bisp.gov.pk, enter your 13-digit CNIC, and follow the instructions to download JazzCash or EasyPaisa. You must then register with your CNIC and mobile number.
What if I don’t have a smartphone to use the digital payment system?
If you don’t have a smartphone, you can still access the BISP digital payment system by dialing *786# from your Jazz number to create a JazzCash wallet on a basic phone.
How can I withdraw my BISP payment?
Once your BISP payment is transferred to your JazzCash or EasyPaisa account, you can withdraw cash from agents, franchises, or ATMs. You can also use the wallet to pay bills, buy groceries, and recharge mobile credits.